Spanje
Pensions
Retirement:
Beneficiaries:
Workers who cease working totally or in part and who can satisfy certain requirements are eligible for the old age pension.
Full retirement:
When the worker stops working completely and complies with the general requirements for receiving the old age pension.
Partial retirement:
This reconciles receipt of a Social Security System pension with performance of a part-time job.
Requirements:
To be registered, members or in an equivalent situation in the Social Security.
To have reached 65 years of age. Early retirement is common if certain additional requirements are complied with and this generally involves a reduction in the pension amount.
To have paid 15 years’ contributions, at least two of which must fall within the last fifteen years immediately prior to the retirement date (the day of cessation of work or the day of applying for the pension, in the case of a situation equivalent to membership). The worker must have paid 35 years’ of contributions to receive a 100% pension.
Invalidity:
People declared by the Social Security to be a situation of total permanent invalidity, will be entitled to receive an invalidity pension under the following conditions:
- They are under 65 years of age at the time and/or do not satisfy the requirements for receiving the contributory retirement pension, if the invalidity is due to an illness or accident no related to work.
- They are registered, are members or in an equivalent situation.
- They have covered a previous contribution period, if the incapacity is due to a common illness. The contribution period required varies according to the age of the person
Specific rules apply to part-time workers.
Specific levels of invalidity apply, which determine the amount of benefit paid.
Death and survival (widows and orphans)
The benefits for death and survival (widows, orphans, dependent family members) are:
Assistance due to death.
Widow’s or Widower’s pension.
Orphan’s pension.
Pension and allowance for family members.
Special compensation up to a certain amount in cases of accidents at work or occupational diseases.
Beneficiaries: Surviving spouse, orphans or, in some cases, family members of the deceased worker
