Slovenië
Pensions
Pension and disability insurance is compulsory in Slovenia and is uniform for all insured persons. Everyone who pays a monthly contribution to pension and disability insurance from their pay is regarded as a compulsorily insured person. If you wish to provide yourself with additional social security in retirement, you may take out additional insurance with an authorised pensions provider, mutual pension fund or insurance company. You may also be insured individually or collectively through your employer.
Old-age pension
Old-age insurance is governed in Slovenia by the Zakon o pokojninskem in invalidskem zavarovanju (Pension and Disability Insurance Act). An insured person is a person that is included, on a compulsory or voluntary basis, in the pension and disability insurance scheme.
The minimum requirements for entitlement to an old-age pension are:
- age 58 (men and women) and the completion of a pension period of 40 years (men) and 38 years (women);
- pension period of 20 years (men and women) and age 63 (men) or 61 (women);
- pension period of 15 years (men and women) and age 65 (men) or 63 (women).
Minimum requirements for entitlement to an old-age pension in 2007 for women:
- age 55 years 8 months and a completed pension period of 36 years 6 months
- age 60 years and 8 months and a completed pension period of at least 20 years
- age 62 years and 8 months and a completed pension period of at least 15 years.
In the transitional period there has been a gradual increase in age and pension period requirements for women only.
You will receive a full pension if you meet both conditions – completion of the pension period and attainment of the full retirement age.
Disability pension
The following persons are entitled to a disability pension:
- an insured person who suffers from a category I disability;
- an insured person who suffers from a category II disability and who is incapable of performing other suitable work without occupational rehabilitation, whether or not he is given it, because he is over 50 years of age;
- an insured person who suffers from a category II or III disability who is not given appropriate employment or a transfer because he has reached the age of 63 (men) or 61 (women).
An insured person acquires entitlement to a disability pension where the disability results from:
- an injury at work or occupational disease, irrespective of the pension period;
- an injury outside work or a disease, on condition that he has completed the pension period laid down by law when the disability arises.
If as an insured person you are recognised as disabled on the basis of a decision of the competent commission of the Pension and Disability Insurance Institute and you are no longer capable of performing work on a full-time basis, you have the right to work reduced hours and, at the same time, to receive a partial disability pension.
Widow’s pension
A widow’s pension may be claimed by a widow or widower of a deceased insured person:
- where the insured person to whom the right relates had reached the age of 53;
- where, prior to the insured person’s death, he or she was entirely incapable of working, or became so within one year of the insured person’s death;
- or where, following the insured person’s death, he or she was left with a child or several children who are entitled to a survivor’s pension under the deceased insured person and the widow or widower has a duty to support them.
Survivor’s pension
The following are entitled to a survivor’s pension:
- children (legitimate, illegitimate or adopted);
- stepchildren, grandchildren and other parentless children who were supported by the insured person;
- parents (father and mother, stepfather and stepmother) and adoptive parents who were supported by the insured person;
- brothers and sisters who were supported by the insured person until his or her death and who have no means of support of their own.
A child is entitled to a survivor’s pension until the age of 15 or until the end of his schooling, but in any case not beyond the age of 26.
